Fast & Easy Online Installment Loans

An installment loan is a loan that is repaid over time with a set number of scheduled payments. These scheduled payments are usually set up on a reoccurring monthly basis. Each payment will include a certain amount of principle and interest which is calculated over the term of the loan. Installment Loans are great for those borrowers who are looking to purchase a big ticket item or service. They offer larger loan amounts & more flexible repayment options when compared to other sub-prime lending solutions available online. 

Applying for an installment loan through Instant Credit is fast, simple and 100% hassle free. Simply answer a few short questions, review your loan document and the funds will be direct deposited into your checking account in as little as 24 hours. It's really that easy. 


How do installment loans work at Instant Credit

Installment Loans from Instant Credit offer higher loan amounts and longer repayment options when compared to the traditional payday loan. Payday loans are great when your looking to borrow a couple of hundred dollars for a week or two but what do you do when your faced with a real financial emergency? The answer is simple. Apply for an Installment loan though Instant Credit 

Most traditional lending institutions won't even consider lending you money unless you have a perfect credit score. Instant Credit Loans is different because we are willing to overlook those credit mistakes of the past & lend you money when those other lenders simply can't. Instant Credit specializes in bad credit installment loans & can get your installment loan application approved instantly. 

 Minimum lending requirements are: 

  • Must be at least 18 years old 
  • Must have an active checking account 
  • Must have a job or other steady income
  • Minimum monthly income of $,1000.00 per month
  • Must be a U.S. citizen or permanent resident 



Installment loan customer throwing money in the air

Who qualifies for an Installment Loans with Bad Credit?

The best part about applying for an installment loan through Instant Credit is that almost all of our applicants qualify. Our company specializes in helping people with less then perfect credit meet their short term financial needs. If you have bad credit or no credit then a bad credit installment loan may be right for you. If your looking for a loan with the flexible underwriting criteria of a payday loan but the repayment options of a more traditional loan then an installment loan from Instant Credit is the simplest answer.  

We offer a free, no obligation loan application that is 100% safe and secure. Prior to final approval you will be asked to review and sign your loan document. We encourage transparency throughout the entire loan process and offer simple, easy to read terms and conditions that will be fully disclosed inside your loan document. If your not happy with any aspect of your installment loan agreement then you can cancel at this time without any obligation whatsoever. 

Instant Credit makes getting approved for an installment loan extremely fast & easy. You don't have to take our word for it though. Check out what some of our customers have to say about our wonderful service.